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Related Files
Excellus HMO Plans for 2 Plus Groups (118 kB)- Excellus HMO Plans for Sole Proprietors (118 kB)
- Healthy Blue Plans for 2 Plus Groups (422 kB)
- Healthy Blue High Deductible Plans for 2 Plus Groups (342 kB)
- Healthy Blue High Deductible Plans for Sole Proprietors (337 kB)
- Healthy Blue Hybrid Plans for 2 Plus Groups (227 kB)
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Health Insurance
Group Health Insurance
Health insurance is an important benefit to all people and we are pleased that we can offer these exclusive group rates to our members. Whether you are a sole proprietor or a business with up to 50 employees our insurance products can suit your business and employee needs. We offer products from Excellus and MVP Health Care, two of the largest health care providers in the region. Through these providers, GACC offers more than 20 health plans and two dental plans for singles and families!
Health Insurance Administrator
We understand that everyone has different health care needs. Our health insurance administrator, Amy Moracco, is dedicated to helping you, choose the right plan for you and your employees. In addition, she assists you with any of your insurance care issues through your entire health care coverage with the chamber. This valuable service is what sets us apart from other group health plan providers.
To learn more about these plans or to make an appointment to see Ms. Moracco browse the side bar for plan coverage and costs or you can simply call us at 315.789.1776.
Healthy Rewards!
For Healthy Blue Members, Excellus is offering an exciting new way to earn cash back. As a participant in HealthyRewards®, you can earn up to $500.00 individually, or $1000.00 including your spouse or domestic partner just for doing healthy stuff that fits into your day. So, schedule regular check-ups, eat right and stay active. Then get paid anytime throughout the year. See related files, How HealthyRewards Works, on the side bar.
Glossary of Terms
EPO- Exclusive Provider Organization. Simply put, these types of plans do not require you to have a primary care physician or to obtain a referral for a specialist appointment. These plans also offer a nation wide network of health care providers. You would be covered anywhere in an emergency situation.
HMO- Health Maintenance Organization. These types of plans require that you have a primary care physician and you need a referral for some specialists. The network is limited to this region, however you would be covered anywhere in an emergency situation.
Sole Proprietor - Is a business owner with no employees. IRS and health insurance definitions are not the same. Sole Proprietors can and are charged up to an additional 20% for health insurance by the insurance companies.
Small Employee Group - A small employee group is a group of 2 or more employees. This does include a sole proprietor (IRS definition) with 1 or more employees. Can be a partnership or a corporation also.
PCP - Primary Care Physician. Members of HMO's are required to have a PCP.